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Terms & Conditions

Terms and Conditions

Last Updated: October 22, 2024

Welcome to Pend for Technology Solutions (“we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your use of our website www.pendhub.com (the "Platform"), mobile applications, and other related services provided by us (collectively, the “Services”). Please read these Terms carefully before using our Services.

By accessing or using our Services, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, you may not use the Services.

1. Acceptance of Terms

By using our Services, you confirm that you have read, understood, and agree to be legally bound by these Terms and our Privacy Policy. You also confirm that you are at least 18 years old and have the legal authority to enter into these Terms.

2. Services Provided

Pend Hub offers a platform for investing in tokenized real-world assets, including but not limited to agriculture, green energy, and real estate. Our Services enable users to invest in fractional ownership of such assets through blockchain technology.

3. Registration and Account

3.1 Account Creation

To access certain features of our Services, you may be required to create an account. You must provide accurate, current, and complete information during registration and keep your account information updated.

3.2 Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. If you suspect any unauthorized use, you must notify us immediately at contact@mypend.app

4. User Obligations

By using our Services, you agree:

  • To comply with all applicable laws and regulations.

  • Not to engage in any unlawful or unauthorized activities.

  • Not to use the Services in any manner that could interfere with, disrupt, or negatively affect the Services or servers/networks connected to the Services.

  • To provide accurate and truthful information when using the Services.

  • To be solely responsible for any transactions or investments you make through our Platform.

5. Investments and Transactions

5.1 Investment Opportunities

The Services allow users to invest in tokenized assets. All investments are subject to due diligence, legal agreements, and regulations in the respective jurisdictions. We do not guarantee the performance of any investment opportunities.

5.2 Fees

By using our Services, you agree to pay any applicable fees for the transactions you make. Fees may include tokenization fees, brokerage fees, management fees, or reselling fees, as described on the Platform. We reserve the right to modify our fee structure at any time.

5.3 Risk Disclosure

Investing in tokenized assets carries inherent risks, including but not limited to market risk, liquidity risk, regulatory risk, and technology risk. You acknowledge and accept these risks by using our Services, and Pend Hub is not liable for any losses or damages arising from your investments.

6. Intellectual Property Rights

6.1 Ownership

All content, design, text, graphics, logos, software, and other materials on the Platform are owned by or licensed to Pend Hub and are protected by intellectual property laws. Unauthorized use of our intellectual property is strictly prohibited.

6.2 Limited License

You are granted a limited, non-exclusive, non-transferable license to access and use the Services for personal, non-commercial purposes, in accordance with these Terms.

7. Prohibited Activities

You agree not to:

  • Use the Services for any illegal purposes or in violation of any applicable laws.

  • Engage in activities that infringe on intellectual property rights.

  • Attempt to gain unauthorized access to the Platform, servers, or networks.

  • Use any automated systems (e.g., bots, spiders) to access the Services.

8. Termination

We reserve the right to suspend or terminate your account or access to our Services at our discretion, without notice, if we believe you have violated these Terms or engaged in any fraudulent or unlawful activities.

9. Disclaimers and Limitation of Liability

9.1 No Investment Advice

The information provided on our Platform is for informational purposes only and does not constitute investment advice. You are responsible for conducting your own research before making investment decisions.

9.2 Disclaimer of Warranties

Our Services are provided on an “as is” and “as available” basis without any warranties of any kind, either express or implied. We do not guarantee the accuracy, completeness, or reliability of the Services.

9.3 Limitation of Liability

To the fullest extent permitted by law, Pend Hub shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from the use of or inability to use the Services, even if we have been advised of the possibility of such damages.

10. Indemnification

You agree to indemnify, defend, and hold harmless Pend Hub, its affiliates, and their respective directors, officers, employees, and agents from any claims, liabilities, damages, losses, or expenses (including legal fees) arising out of or in connection with your use of the Services, violation of these Terms, or infringement of any third-party rights.

11. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of [Country/Region], without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in [Country/Region] to resolve any legal matters arising from these Terms.

12. Modifications to the Terms

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on the Platform. By continuing to use our Services after changes are posted, you agree to be bound by the revised Terms. We recommend that you review the Terms periodically.

13. Miscellaneous

13.1 Entire Agreement

These Terms, along with our Privacy Policy, constitute the entire agreement between you and Pend Hub with respect to the Services.

13.2 Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

13.3 Waiver

Our failure to enforce any right or provision of these Terms shall not be considered a waiver of those rights.

14. Contact Us

If you have any questions about these Terms, please contact us at:

Pend for Technology Solutions
Email: contact@mypend.app
By using our Services, you acknowledge that you have read, understood, and agree to these Terms and Conditions.

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